Super SA Flexible Rollover Product (FRP)

Overview

The Flexible Rollover Product (FRP) acts as a versatile holding account within the Super SA system.

It allows members to maintain their super within the Super SA environment after leaving public sector employment or to consolidate multiple super accounts into one location before transitioning to retirement.

Key Features

  • Insurance Continuity
    Members may transfer Death and TPD insurance from their Triple S account to the FRP without medical underwriting if action is taken within 60 days of leaving employment.

  • Super Consolidation
    Members can consolidate other superannuation accounts into the FRP, helping reduce multiple fees and simplify administration.

  • Flexible Contributions
    While employer contributions are not accepted, personal lump sum contributions and spouse contributions can be made.

  • Competitive Fee Structure
    The FRP includes a relatively low administration fee structure with no entry or exit fees.

Who It May Suit

  • Former public sector employees who want to maintain their Super SA account

  • Members seeking to preserve existing insurance cover

  • Spouses of Super SA members wanting to open a linked account

How ODV Private Wealth Can Help

The FRP often acts as the bridge between employment and retirement.

ODV Private Wealth assists clients by:

  • Ensuring the 60-day insurance continuation strategy is correctly implemented

  • Advising on the tax implications when transitioning from untaxed to taxed super environments

  • Planning withdrawal strategies that preserve insurance eligibility and account balance requirements

  • Implementing spouse contribution strategies to maximise available tax offsets

Documents and Resources

Access the latest official Flexible Rollover Product documentation through the Super SA portal:

Why Professional Advice Matters

While Super SA provides excellent schemes, they do not offer personal financial planning. Their role is to provide information about their products, not to tell you which strategy is right for your life.

At ODV Private Wealth, we bridge that gap. We look at your Super SA entitlements in the context of your entire financial world — your family goals, other assets, and your retirement dreams — to provide strategies that work specifically for you.

Advisory Fees – What to Expect

Professional financial advice is an investment in your future. To ensure you receive a comprehensive and tailored review of your Super SA position, we charge an initial consultation fee of $330.00 (inc. GST).

During this session, we:

  • Review your specific scheme entitlements

  • Identify potential risks or opportunities (such as insurance gaps or tax caps)

  • Provide a clear, actionable path forward

If you choose to engage us for ongoing advice or a full Statement of Advice, this fee may be credited toward your total project cost.

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General Advice Disclaimer
The information on this website is general in nature and does not take into account your personal objectives, financial situation, or needs. You should consider whether the information is appropriate for you and read the relevant Product Disclosure Statement (PDS) before making any investment decision. ODV Private Wealth Pty Ltd ABN 28 679 606 583 | Corporate Authorised Representative (No. 001313599) of Humble Goode Financial Pty Ltd AFSL 349026.