Super SA Income Stream

Overview

The Super SA Income Stream is designed to provide a regular and flexible income during retirement or as members transition toward retirement.

By rolling your superannuation balance into an Income Stream account, you can receive regular payments while the remaining balance stays invested in a tax-effective environment.

Key Features

  • Tax-Free Income (Age 60+)
    For members aged 60 and over, income payments and investment earnings are generally tax-free.

  • Transition to Retirement (TTR)
    Members aged 60 and above may access part of their super while continuing to work, helping supplement income or boost super through salary sacrifice strategies.

  • Flexible Drawdowns
    You can choose the frequency of payments — from fortnightly to annually — subject to government minimum withdrawal rates.

  • Capital Access
    Members retain access to lump sum withdrawals (minimum $1,000) where preservation rules allow.

Who It May Suit

  • Members aged 60+ seeking a tax-effective retirement income

  • Employees transitioning to retirement while reducing working hours

  • Beneficiaries receiving a Super SA death benefit wishing to establish a pension

How ODV Private Wealth Can Help

Turning superannuation savings into a sustainable retirement income requires careful planning.

ODV Private Wealth supports clients through:

  • Retirement drawdown modelling to help ensure your income lasts throughout retirement

  • Transition to Retirement strategy planning to improve tax efficiency while working

  • Transfer Balance Cap management to avoid exceeding government limits

  • Centrelink strategy integration to help maximise Age Pension eligibility where appropriate

Documents and Resources

Access the latest official Income Stream documentation through the Super SA portal:

Why Professional Advice Matters

While Super SA provides excellent schemes, they do not offer personal financial planning. Their role is to provide information about their products, not to tell you which strategy is right for your life.

At ODV Private Wealth, we bridge that gap. We look at your Super SA entitlements in the context of your entire financial world — your family goals, other assets, and your retirement dreams — to provide strategies that work specifically for you.

Advisory Fees – What to Expect

Professional financial advice is an investment in your future. To ensure you receive a comprehensive and tailored review of your Super SA position, we charge an initial consultation fee of $330.00 (inc. GST).

During this session, we:

  • Review your specific scheme entitlements

  • Identify potential risks or opportunities (such as insurance gaps or tax caps)

  • Provide a clear, actionable path forward

If you choose to engage us for ongoing advice or a full Statement of Advice, this fee may be credited toward your total project cost.

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General Advice Disclaimer
The information on this website is general in nature and does not take into account your personal objectives, financial situation, or needs. You should consider whether the information is appropriate for you and read the relevant Product Disclosure Statement (PDS) before making any investment decision. ODV Private Wealth Pty Ltd ABN 28 679 606 583 | Corporate Authorised Representative (No. 001313599) of Humble Goode Financial Pty Ltd AFSL 349026.